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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer Exam

Ok-Life-Accident-and-Health-or-Sickness-Producer actual test
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 29, 2026
  • Q & A: 157 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Accident and Health Insurance- Disability income insurance
- Health insurance policy types
- Medical expense coverage concepts
State Insurance Regulations (Oklahoma)- Unfair trade practices and ethics
- Producer licensing requirements and conduct
- Oklahoma Insurance Code and regulations
General Insurance Principles- Risk management and insurance concepts
- Insurable interest and underwriting basics
Annuities- Annuity payout options
- Fixed and variable annuities
Life Insurance Concepts- Policy provisions, riders, and options
- Beneficiaries and settlements
- Types of life insurance policies

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is

  • A. a juvenile trust.
  • B. a modified life insurance policy.
  • C. a universal life insurance policy.
  • D. an endowment policy.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).

Question #2

To apply for a life or health insurance policy,

  • A. all possible serious medical conditions must be diagnosed and recorded.
  • B. a physical examination must be performed by a licensed physician.
  • C. the insured individual's medical history may be reviewed and reported.
  • D. the insured must report all information about family illnesses.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

The type of annuity in which all payments cease upon the death of an annuitant is referred to as a

  • A. life annuity.
  • B. refund annuity.
  • C. terminal annuity.
  • D. finite annuity.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

Accidental death covers death from

  • A. terminal illness.
  • B. infections.
  • C. drowning.
  • D. self-inflicted wounds.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).

Question #5

Long-Term Care Policies exclude coverage for all of the following EXCEPT

  • A. alcoholism or drug addiction.
  • B. acts of war while serving in the military.
  • C. self-inflicted injuries.
  • D. Alzheimer's disease.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).

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