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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Accident and Health Insurance | - Disability income insurance - Health insurance policy types - Medical expense coverage concepts |
| State Insurance Regulations (Oklahoma) | - Unfair trade practices and ethics - Producer licensing requirements and conduct - Oklahoma Insurance Code and regulations |
| General Insurance Principles | - Risk management and insurance concepts - Insurable interest and underwriting basics |
| Annuities | - Annuity payout options - Fixed and variable annuities |
| Life Insurance Concepts | - Policy provisions, riders, and options - Beneficiaries and settlements - Types of life insurance policies |
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
A type of life insurance policy which provides for the payment of the face amount at the end of the specified period if the insured is still alive, is
- A. a juvenile trust.
- B. a modified life insurance policy.
- C. a universal life insurance policy.
- D. an endowment policy.
Correct Answer: D 🗳️
Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).
To apply for a life or health insurance policy,
- A. all possible serious medical conditions must be diagnosed and recorded.
- B. a physical examination must be performed by a licensed physician.
- C. the insured individual's medical history may be reviewed and reported.
- D. the insured must report all information about family illnesses.
Correct Answer: C 🗳️
Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).
The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
- A. life annuity.
- B. refund annuity.
- C. terminal annuity.
- D. finite annuity.
Correct Answer: A 🗳️
Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).
Accidental death covers death from
- A. terminal illness.
- B. infections.
- C. drowning.
- D. self-inflicted wounds.
Correct Answer: C 🗳️
Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).
Long-Term Care Policies exclude coverage for all of the following EXCEPT
- A. alcoholism or drug addiction.
- B. acts of war while serving in the military.
- C. self-inflicted injuries.
- D. Alzheimer's disease.
Correct Answer: D 🗳️
Explanation: Only visible for Pass4suresVCE members. You can sign-up / login (it's free).



